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High-Risk Rates — Compared

Sample monthly rates from carriers that actually want high-risk drivers. No judgment. No BS.

Starting monthly high-risk and SR-22 auto insurance rates from California carriers
CarrierStarting RateCompare
The GeneralBest Value
$82/moSee rate
National General
$89/moSee rate
Bristol West
$98/moSee rate
Progressive
$112/moSee rate
Kemper
$124/moSee rate
Mercury
$136/moSee rate

Sample rates for California SR-22 / high-risk minimum liability (30/60/15). Actual rates vary by driver profile.

We compare rates from 30+ carriers

Progressive
GEICO
State Farm
Allstate
Farmers
Mercury
AAA
National General
Liberty Mutual
Nationwide
The General
Root
Progressive
GEICO
State Farm
Allstate
Farmers
Mercury
AAA
National General
Liberty Mutual
Nationwide
The General
Root

Why Insurance Bad Boys?

Because the usual insurance companies do not want you. We work with the ones that do.

Zero Judgment

DUI? Suspended license? Multiple tickets? We have seen it all. We do not lecture -- we find you coverage.

Rates That Do Not Suck

We compare 30+ carriers that actually specialize in high-risk drivers. The difference between carriers can be $400/year or more.

SR-22 Filed Fast

Need an SR-22? Most filings processed same day. We handle the DMV paperwork so you can get back on the road.

How It Works

No hoops. No lectures. Just coverage.

01

Tell Us Your Story

Be honest. DUI, tickets, lapses -- whatever. We need the facts to find your best rate.

02

We Shop 30+ Carriers

Not all carriers are the same. We find the ones that want high-risk drivers and compete for your business.

03

SR-22 Filed Same Day

Pick your policy. If you need SR-22, we file it with the DMV the same day. No waiting.

04

You Are Covered

Proof of insurance in hand, SR-22 on file. You are legally back on the road.

See Your Rates Side by Side

Most high-risk drivers overpay because they only check one carrier. We compare 30+ so you can see exactly who offers the best deal.

🚗

Auto Insurance

Full coverage & liability for your vehicle

📋

SR-22 Insurance

SR-22 filing for license reinstatement

⚖️

DUI Insurance

Affordable rates after a DUI conviction

Your Rates

N
National General
$127/mo
P
Progressive
$152/mo
T
The General
$168/mo
A
Allstate
$189/mo
S
State Farm
$214/mo
View Full Comparison

What High-Risk Drivers Say

“Got denied by 3 companies after my DUI. Bad Boys found me coverage at $40/month less than what I expected.”
MT

Marcus T.

Riverside, CA

“Needed SR-22 fast. They filed it same day and the rate was way better than what I was quoted elsewhere.”
JR

Jessica R.

San Bernardino, CA

“No lectures, no judgment. Just got me insured with a decent rate after years of tickets. Respect.”
KW

Kevin W.

Los Angeles, CA

FAQ

Can I actually get insurance with a DUI?+
Yes. That is literally what we do. We work with carriers that specialize in DUI, SR-22, and high-risk drivers. They exist. We find them. You save money.
How much more will I pay for SR-22?+
The SR-22 filing itself is cheap ($15-50). The real cost is higher premiums as a high-risk driver. That is why comparing matters -- the spread between carriers can be $200-400/year.
How long does SR-22 last in California?+
3 years typically. Do NOT let your coverage lapse during that time or the clock restarts. We make sure you stay covered.
Is this service free?+
100% free. We get paid by the insurance carriers, not by you. Compare quotes, pick the best one, done.
What if I got denied by other companies?+
That is our specialty. The carriers we work with are built for drivers that mainstream companies reject. Denials elsewhere do not matter here.

Ready to Ride?

Stop getting denied. Compare rates from 30+ carriers who actually want high-risk drivers. No judgment. No BS.

Get Covered Now